Highlights from PM Narendra Modi’s Remarks at the National PM Vishwakarma Programme in Wardha, Maharashtra
On September 20, 2024, Prime Minister Narendra Modi delivered a compelling address at the National PM Vishwakarma Programme in Wardha, Maharashtra. His remarks not only underscored the importance of preserving and promoting traditional skills but also outlined a transformative vision for India’s artisans and craftsmen through the Vishwakarma Yojana. This initiative is framed as a roadmap to utilize India’s rich heritage of skills for a VIKSIT BHARAT (Developed India), driven by the principles of respect, capability, and prosperity.
PM Vishwakarma Yojana (pmvishwakarma.gov.in): Pradhan Mantri Vishwakarma Yojana is a new scheme launched by Prime Minister Shri Narendra Modi on 17 September 2023 on Vishwakarma Day. This scheme was announced by Prime Minister Shri Narendra Modi on 15 August 2023. Pradhan Mantri Vishwakarma Yojana aims to provide support to traditional artisans and craftsmen to increase their products and services. Under this scheme, artisans and craftsmen will be recognized as ‘Vishwakarma’ and will be made eligible to avail all the benefits under the scheme.
Also, suitable training will be arranged to enhance their skills. They will be taught how to use modern equipment to increase their efficiency and productivity. Also, there will be a provision to provide loan without any security and loan with interest waiver to interested beneficiaries.
In addition, a platform for brand promotion and market linkage will be provided to promote digital empowerment and help for new opportunities. PM Vishwakarma gov in Yojana (Pradhan Mantri Vishwakarma Yojana) is an important step for traditional artisans and craftsmen to enhance their work.
PM Vishwakarma Yojana Overview
The name of the scheme is: Pradhan Mantri Vishwakarma Yojana
Scheme start date: 17 September 2023
Who started the scheme: Prime Minister Shri Narendra Modi
Place of initiation of scheme: New Delhi
The beneficiaries of the scheme are: traditional artisans and craftsmen
Benefits of the scheme include: free training, money for tool kit, loan, certificate, etc
The official website of the scheme is: pmvishwakarma.gov.in
Beneficiaries of Pradhan Mantri Vishwakarma Yojana (Eligibility)
Under the Pradhan Mantri Vishwakarma Yojana initially these 18 types of artisans/craftsmen have been selected for the benefit of this scheme. An artisan or craftsman engaged in one of the following 18 family-based traditional occupations under the scheme, working with hand and tools in the unorganized sector on self-employment basis, will be eligible for registration under PM Vishwakarma.
Must be in one of these categories: Carpenter, Boat Maker, Armor Maker, Lohar (Blacksmith), Hammer and Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor/Stone Carver/Stone Breaker, Cobbler (Leather)/ Shoemaker/ Footwear Artisan, Mason (Mason), Basket Maker/ Basket Weaver/ Mat Maker/ Coir Weaver/ Broom Maker, Doll and Toy Maker (Traditional), Barber, Garland Maker (Malaka), Washerman, Tailor and fishing net maker.
Age Limit: The minimum age of the beneficiary should be 18 years on the date of registration.
Family Related Eligibility: Beneficiary should be engaged in relevant business on the date of registration and should not have taken loan under similar credit-based schemes of Central Government or State Government for self-employment/ business development. Has not availed any benefit under PMEGP, PM SVANidhi, MUDRA scheme in last 5 years. Registration and benefits under Pradhan Mantri Vishwakarma Yojana can be availed only by one member of the family. For availing benefits under the scheme, a ‘family’ shall be considered as husband, wife and unmarried children.
Should not be a government employee: Government employees and their family members will not be eligible under this scheme.
Benefits of Pradhan Mantri Vishwakarma Yojana
The following benefits are associated with the Pradhan Mantri Vishwakarma Yojana.
Recognition: Under the Pradhan Mantri Vishwakarma Yojana, the beneficiary will be recognized as Vishwakarma through a certificate and ID card. From which the beneficiary can get benefits by showing his Pradhan Mantri Vishwakarma certificate for the job.
Skills (Training): Basic training of 5-7 days (40 hours) will be given after training verification. Interested candidates can also enroll for advanced training of 15 days (120 hours). 500/- per day will be given during training.
Amount for Toolkit: After the training, the beneficiary will be given an amount of Rs.15,000 to purchase the toolkit and start his work.
Loan Assistance: The beneficiary of Pradhan Mantri Vishwakarma Yojana will be given a first time unsecured business development loan of Rs 1 lakh repayable in 18 months. And if you repay the first loan on time, then you can take a second loan of Rs 2 lakh for which the repayment period is 30 months.
The concessional rate of interest will be 5%. And the loan will be repaid by MoMSME at an interest rate of 8%. The credit guarantee fee in this loan process will be borne by the Government of India
Incentive for Digital Transactions: If you transact digitally then Rs.1 per transaction per month (for a maximum of 100 transactions) will be given.
Marketing assistance: National Marketing Committee (NCM) to the beneficiary through Quality Certification, Branding & Promotion, E-commerce linkage, Trade Fairs advertising, Promotion and Will provide services like publicity and other marketing activities.
How to Register for Pradhan Mantri Vishwakarma Yojana
Registration and application for Pradhan Mantri Vishwakarma (pmvishwakarma.gov.in) scheme will be completed in the following steps. The information of which is given here. By following these steps you can apply for Pradhan Mantri Vishwakarma Yojana and avail the benefits of this scheme. To get registered under Pradhan Mantri Vishwakarma Yojana ke you have to visit the nearest CSC center. Here you can register yourself to avail the benefits of Pradhan Mantri Vishwakarma Yojana by following the steps given below.
Step-1: Mobile and Aadhaar Verification: Do your mobile verification and Aadhaar EKYC (E-KYC)
Step-2: Artisan Registration Form: Apply for the registration form
Step-3: PM Vishwakarma Certificate: Download PM Vishwakarma Digital ID and Certificate
Step-4: Apply for scheme components: Start applying for various benefits
FAQs
What is Pradhan Mantri Vishwakarma Yojana?
PM Vishwakarma is a central government scheme launched by the Ministry of Micro, Small and Medium Enterprises to provide comprehensive support to artisans and craftsmen through security-free loans, skill training, modern equipment, incentives for digital transactions and access to markets. does
Who is the beneficiary of Pradhan Mantri Vishwakarma Yojana?
Artisans and craftsmen engaged in these 18 trades are eligible.
Carpenter, Name Maker, Armor Maker, Lahar (Blacksmith), Hammer and Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor/ Stone Carver/ Stone Breaker, Cobbler/ Shoemaker/ Footwear Artisan, Mason (Mason), Basket Maker/ Basket Weaver/ Mat Maker/ Coir Weaver/ Broom Maker, Doll and Toy Maker (Traditional), Barber, Garland Maker (Malakar), Washerman, Tailor and Fishing Net Maker.
What are the benefits of Pradhan Mantri Vishwakarma Yojana?
Vishwakarma Certificate and ID Card, Skill Development, Toolkit Promotion, Loan Assistance, Promotion for Digital Transactions, Marketing Support
What is the eligibility for Pradhan Mantri Vishwakarma Yojana?
An artisan or craftsman engaged on the basis of self-employment in the unorganized sector, working with hand and tools and engaged in family-based traditional occupations, shall be eligible for registration under PM Vishwakarma. The minimum age of the beneficiary should be 18 years on the date of registration.
The beneficiary should be engaged in the relevant business on the date of registration and should not have taken loans under similar credit-based schemes of the Central Government or State Government for self-employment/business development. Have not availed any scheme from PMEGP, PM Swanidhi, Mudra Yojana in last 5 years. Registration and benefit under the scheme will be limited to one member of the family. For availing benefits under the scheme, a ‘family’ is defined as husband, wife and unmarried children. Government employees and their family members will not be eligible under this scheme.
How to get benefits under Pradhan Mantri Vishwakarma Yojana?
Persons interested in availing Pradhan Mantri Vishwakarma Yojana can register at www.pmvishwakarma.gov.in portal.
What documents are required for registration on PM Vishwakarma Portal?
Beneficiaries have to compulsorily submit documents like Aadhaar, mobile number, bank details, ration card for registration on PM Vishwakarma portal. Beneficiaries may be required to furnish additional documents or information as per requirements prescribed by MoMSME.
Where can one take loan under Pradhan Mantri Vishwakarma Yojana?
Scheduled Commercial Banks, Regional Rural Banks, Small Finance Banks, Co-operative Banks, Non-Banking Finance Companies and Micro Finance Institutions are eligible for lending under this scheme.
What is the initial loan amount under Pradhan Mantri Vishwakarma Yojana?
The initial ‘Udyam Vikas Loan’ is up to one lakh rupees for a period of 18 months.
I have already received the first installment of the loan under PM Vishwakarma. When will I be eligible for the second installment of the loan?
A second loan installment of up to Rs 2 lakh will be available to skilled beneficiaries who maintain a standard loan account and who have adopted digital transactions in their business or have received advanced skill training.
What is the rate and amount of interest rebate in Pradhan Mantri Vishwakarma Yojana?
A subsidized interest rate from the beneficiaries has been fixed at 5% for the loan.
How much rupees will be earned per day during the training period?
Per day 500 Rs
Can I receive toolkit funds without participating in skills training programs?
No, toolkit amount up to Rs.15 thousand will be provided to the beneficiary after skill verification at the beginning of the training.
How many members of a family can apply for PM Vishwakarma Yojana?
Only one member from a family can apply for PM Vishwakarma.
What is the definition of family in PM Vishwakarma Yojana?
In PM Vishwakarma scheme a family is defined as husband, wife and their unmarried children (minimum 18 years of age).
The Essence of Vishwakarma Yojana
At the heart of the Vishwakarma Yojana lies a commitment to Respect, Capability, and Prosperity. Modi emphasized that the program aims to honor traditional skills, empower artisans, and ultimately improve the livelihoods of the Vishwakarma fellows—those who embody these ancient crafts. This triad forms the foundation of a scheme designed to reinvigorate India’s artisan sector while aligning it with contemporary economic needs.
Respect for Traditional Skills
Modi’s vision for the Vishwakarma Yojana begins with respecting traditional skills that have been passed down through generations. He articulated how these skills represent a wealth of knowledge and craftsmanship that contributes significantly to India’s cultural identity. Recognizing and valuing these skills is not just an act of preservation but a means to enhance the dignity and social standing of artisans in society.
Empowerment of Artisans
The next pillar of the Vishwakarma Yojana focuses on the empowerment of artisans. Modi remarked that through this initiative, artisans will gain access to resources, training, and modern equipment, enabling them to hone their crafts and expand their capabilities. This empowerment is vital for enhancing productivity and ensuring that traditional artisans can compete effectively in a global market.
Prosperity for Vishwakarma Fellows
Finally, Modi spoke of prosperity—the ultimate goal of the Vishwakarma Yojana. The Prime Minister asserted that the program is designed to improve the economic well-being of artisans and their families. By providing financial support, skill training, and modern tools, the initiative aims to uplift the standard of living for all beneficiaries, ensuring that their skills translate into sustainable livelihoods.
A Vision for a Better Tomorrow
In his address, PM Modi articulated a forward-looking vision for India, stating, “Through the Vishwakarma Yojana, we have pledged prosperity through labor and envisioned a better tomorrow through skill.” This statement highlights the dual objectives of the initiative: fostering a robust labor market and enhancing the skill sets of the workforce.
Baapu’s Inspiration
Modi invoked the inspiration of Mahatma Gandhi, affectionately referred to as “Baapu,” emphasizing that his ideals will guide the implementation of the Vishwakarma Yojana. By drawing on Gandhi’s vision of self-reliance and empowerment, the program aims to cultivate a sense of ownership among artisans and craftsmen, motivating them to take pride in their work and their contributions to the nation.
Collaborative Efforts Across India
One of the most striking features of the Vishwakarma Yojana is the extensive collaboration among various governmental departments and agencies. Modi noted that the scheme has garnered support from over 700 districts, 2.5 lakh Gram Panchayats, and 5000 urban local bodies, creating a comprehensive support network for artisans across the country.
Immediate Impact
Within just one year of its launch, the Vishwakarma Yojana has linked over 20 lakh people from 18 different professions to the program. Modi highlighted that more than 8 lakh craftsmen and artisans have already received skill training, with over 60,000 individuals in Maharashtra benefiting from this initiative. The provision of modern equipment to 6.5 lakh Vishwakarma beneficiaries is a testament to the program’s immediate impact on enhancing productivity and efficiency.
Financial Support and Opportunities
The financial aspect of the Vishwakarma Yojana is also noteworthy. Every beneficiary is given an e-voucher of ₹15,000, which can be utilized to purchase equipment or materials essential for their work. Additionally, the scheme offers loans of up to ₹3 lakh without a guarantee, facilitating further expansion of their businesses.
Modi expressed satisfaction that within the first year, loans totaling ₹1,400 crore have been disbursed to Vishwakarma brothers and sisters. This financial support plays a crucial role in empowering artisans, enabling them to invest in their crafts and grow their enterprises.
Inclusivity and Community Benefits
A key aspect of the Vishwakarma Yojana is its focus on inclusivity. Modi pointed out that the highest participation in the program has come from SC/ST and OBC communities, which have historically faced barriers to economic empowerment. The statistics from the past year indicate that these communities are reaping significant benefits from the initiative, highlighting the government’s commitment to equitable growth.
Reviving India’s Textile Industry
Beyond artisan skills, Modi’s remarks also touched on the broader goal of revitalizing India’s textile industry. He articulated a vision to restore the thousands of years of glory associated with this sector, positioning it for international competitiveness.
PM Mitra Park of Amravati
In line with this vision, the PM Mitra Park of Amravati was mentioned as a significant step towards boosting the textile industry. This initiative aims to create a comprehensive ecosystem for the textile sector, facilitating innovation, production, and marketing.
PM Narendra Modi’s address at the National PM Vishwakarma Programme in Wardha was not just a speech; it was a clarion call for the revival of India’s artisan community and traditional skills. The Vishwakarma Yojana embodies a holistic approach to empowerment, respect, and economic growth, setting a clear roadmap for a developed India.
By investing in the skills and livelihoods of artisans, the government is not only preserving cultural heritage but also paving the way for a more prosperous and inclusive future. As the Vishwakarma Yojana unfolds, it holds the promise of transforming the lives of countless individuals and, by extension, the socio-economic landscape of India. This initiative is a vital step toward ensuring that India’s rich traditions and craftsmanship continue to thrive, contributing to the nation’s development for years to come.
